Pay by Mobile casinos are widely available. Some of the best casinos online accept this payment method. You can play at trusted brands with a few clicks of the button. Boku is also available in a growing number of countries. Like the other legit casino payment methods, Pay by Mobile solutions have a few downsides to be aware of.
One of the main concerns that players have about gambling online is the need to give casinos and other gambling sites their credit card or bank details. It’s natural to be skeptical; hacking, fraud, and data theft seem to be in the headlines every day.
Online Casino Safe Payment Online
Each payment method has its pros and cons, and I’ll outline those for you here. Choose the one you like most, and never worry when gambling on the internet again. Of course, before I get into the payment methods, your first order of business is picking a safe online casino to gamble online.
Safe Online Casino Payment Methods
Virtual Visa Cards
Virtual Visa cards work just like credit and debit cards, but they are prepaid, and they expire after a fixed period of time. Once you’ve used the balance on your virtual Visa card, it becomes worthless, and you need to buy another one before you can deposit again.
You can probably immediately see the benefits of this safe gambling payment method.
- Visa cards are widely accepted, so you can play at the top online casinos using this payment method.
- They’re easy to use and don’t necessarily require creating secondary accounts. However, many companies that sell virtual Visa cards will encourage you to create a wallet to store your cards in.
- Virtual Visa cards create a barrier between your actual card and your casino account. You’ll buy the virtual Visa card with your real credit or debit card and use the virtual one to deposit at online casinos.
What about the drawbacks of using virtual Visa cards to gamble online? Surely there are some.
- Perhaps the biggest drawback is the fact that most virtual Visa cards expire after one year. If you have any funds left on them, you’ll lose the funds and won’t be able to reclaim them.
- They won’t necessarily suit high stakes players. I’ve seen some virtual Visas with limits of $1,000 or thereabouts. If you’re planning to deposit $10,000, it’s not super convenient to have to buy 10 cards.
- You can’t withdraw winnings to virtual Visa cards. If you win a jackpot, you’ll have to withdraw to your bank account, which defeats the purpose of not having to share your bank or card details with the casino in the first place.
Honestly, I’ve used virtual Visa cards a few times. They’re a good option, but there are better options available. I’ll cover a few of them here.
Voucher Systems
Everybody loves a voucher, but in this case, we’re not talking about shopping vouchers; we’re talking about vouchers that take the place of cash at online casinos. These are the closest thing you’ll get to being able to deposit cash directly into an online casino account.
There are a few popular internet voucher systems. The ones that are predominant will depend on where you live. Paysafecard, Neosurf, and Flexepin are all popular casino payment methods, and they all work roughly the same way.
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As I did with the virtual Visas, I’ll cover the advantages of playing at online casinos with vouchers first.
- The vouchers mentioned above are widely available in the UK, Europe, Australia, and elsewhere. You can walk into a convenience store in almost any city and buy one. 7-Elevens and other convenience stores almost always sell them.
- Gambling with vouchers is super secure. You’ll enter a PIN or a code to activate the cash balance of the voucher. This eliminates the possibility of having your payment details stolen.
- Casino vouchers like Paysafecard are also incredibly easy to use. You select the payment method, enter the PIN, and voila, your account balance is topped up.
- One important benefit of using vouchers at online casinos is that you can more easily control what you spend. If you tend to get carried away when you gamble online, buy one voucher worth $50 or however much you intend to spend. A trip back to the store to buy another one will give you time to cool down and think about whether you want to keep playing.
Of course, like all safe casino payment methods, voucher systems have their downsides.
- The number one drawback of playing casino games with vouchers like Neosurf is that they work just like cash. If you lose them, they’re gone. You can take some actions to mitigate this risk, such as taking a screenshot of your voucher in case you lose it. However, it’s still a risk worth mentioning.
- Paying at online casinos with vouchers is easy enough, but you can’t withdraw your winnings to them. Think about it, how would you withdraw a million-dollar jackpot to a $50 voucher? You’ll have to use an alternative payment method to collect your winnings.
- Vouchers always have relatively low balance limits. For example, Paysafecard sells vouchers worth $200. This makes them unsuitable for high rollers who want to deposit thousands of dollars.
I’ve played at a few Paysafecard casinos. As I live in the UK, they’re the most popular casino voucher system here. They’re ideal for playing with smaller amounts.
Pay by Mobile Credit
One of the most innovative areas of technology is the payments sector. People are always coming up with new ways to pay and get paid online.
Paying at online casinos with your mobile phone is one of the ways to work around the traditional financial system.
Payment systems like Boku Mobile Pay, PayByMobile, and others are available for UK and European players.
So, if you’re American, you might want to skip this section for now.
What are the benefits of using your mobile phone to deposit at online casinos?
- It’s incredibly easy to use Pay by Mobile solutions. All you need is an active mobile phone number. Whether you have a contract or top up as you go, you can directly debit your phone bill to play casino games online.
- This is a form of credit that you’ll have to pay back later. Therefore, this is a great and safe casino deposit method if you’re getting close to payday, see a bet you just have to make but don’t have the immediate funds for. It’s sort of like a small loan that doesn’t require the inconvenient application process.
- Pay by Mobile casinos are widely available. Some of the best casinos online accept this payment method. You can play at trusted brands with a few clicks of the button. Boku is also available in a growing number of countries.
Like the other legit casino payment methods, Pay by Mobile solutions have a few downsides to be aware of. Make sure you consider these before you use them.
- Deposit limits are strict with these payment methods. You can’t deposit more than £30 per time with Boku Mobile Pay. That’s fine if you want to spin the reels a little, but you’ll likely have to make multiple deposits if you want to play all night.
- As with the other casino payment methods listed here, you can’t make withdrawals using Pay by Mobile payments. How would you ever convert it to cash anyhow?
- Finally, and most importantly of all, you are essentially borrowing money to play casino games. This isn’t always a wise decision and can get out of hand quickly. If you have ever suffered from problem gambling, it’s advisable to stay away from this casino deposit method.
Cryptocurrencies
Before I write this section, I’ll tell you up-front that this is the payment method I prefer to use. I only play at online casinos that accept Bitcoin these days. Cryptocurrencies are revolutionizing the payments world, but they do have their pros and cons.
Don’t be confused by this, because despite their differences, they have roughly the same benefits and drawbacks when it comes to gambling with them.
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What are the benefits of using cryptocurrencies to play at online casinos?
- Cryptocurrencies are permissionless. That means you can download a crypto wallet and start using it without filling out an application or opening an account. However, it also means that you can use them for whatever you feel like, including gambling online. That’s why so many American casino players use Bitcoin to gamble online.
- Most cryptocurrencies are fast. Even Bitcoin, which is the slowest, takes around 10 to 15 minutes to settle. Cryptos like Ripple (XRP) settle in seconds. This means you’ll enjoy some of the fastest payouts possible when you play at cryptocurrency casinos.
- Since this piece is about safe casino payment methods, I should mention that most cryptos—particularly Bitcoin—are incredibly safe. The Bitcoin network has never been hacked. Bitcoin wallets get hacked due to lax user security, but the actual blockchain itself is an impenetrable digital fortress.
- Cryptocurrencies can appreciate in value by a lot over time. That means that if you win a big jackpot today and choose to withdraw it in Bitcoin or Ethereum and sit on it, it could be worth a lot more in the future. That’s not a guarantee, but if past performance is anything to go by, it’s likely.
- Some casino games are now built on blockchains and use Bitcoin technology to be Provably Fair. If you want to be 100% certain that you aren’t being scammed or cheated, Provably Fair casino games are a great option. They’re available at most crypto casinos.
While cryptocurrencies are my personal favorite casino payment method, I’d be biased if I didn’t highlight the drawbacks.
- New users might find it difficult to obtain your first crypto coins. You’ll have to set up an account on Coinbase or another exchange and buy them with your debit card. However, PayPal is now supporting cryptocurrencies (from 2021), so it’s a lot easier to buy cryptocurrencies today than it was in the past.
- Using cryptocurrency is a lot like using cash. If you send money to the wrong wallet address, you lose it forever. Cryptos run on decentralized blockchains. There’s no company you can call to get help if you lose your bitcoins or any other cryptocurrency.
- There’s a definite learning curve involved for first-time crypto users. The wallet addresses are difficult and long. Wrapping your head around how they work is a mind trip. However, if you’re up for a challenge and enjoy learning new things, I guess this could be a good thing.
- Lastly, cryptocurrencies are volatile. I mentioned above that the jackpots you win today could be worth a lot more in the future. On the flip side, they could also be worthless. Crypto crashes happen often and can be brutal.
In my humble opinion, Bitcoin is the safest casino payment method by a long shot once you get used to it. It’s worth exploring. Cryptos will be a force to be reckoned with in the coming decade, so you might as well get a head start on learning about this secure casino payment method.
E-wallets
E-wallets were one of the first killer applications built on the internet. Elon Musk was involved with PayPal early (no surprise), and e-wallets like Neteller, Skrill, and WebMoney also became widely used for gambling and shopping online.
Let’s dive right into the benefits of using e-wallets to play casino games on the web.
- Big, trusted companies with global brands run most e-wallets. You can be 100% certain that these are safe, legit casino payment methods.
- E-wallets put a buffer between your bank account or credit card and the casino. You deposit funds to your wallet, and you deposit to the casino from the wallet. Nobody will ever see your card details except for the trusted e-wallet company.
- Using e-wallets is extremely user-friendly and easy. They were designed that way. It takes only a couple of minutes to create a PayPal account. You can deposit by selecting PayPal, entering the amount you want to play with, signing in, and confirming the payment.
- They’re widely accepted by legit online casinos. Using PayPal, Neteller, or Skrill will give you access to almost every legal casino site. They’re trusted not only by users but by the casinos, too.
- E-wallets can be used for both deposits and withdrawals, so they’re a safe casino withdrawal method as well as a deposit method. On top of that, they offer some of the fastest payouts of any casino payment method.
There are some downsides to using e-wallets to gamble on the web. Consider these when making your decision.
- Most e-wallets charge fees, and they can be greedy. Generally speaking, deposits and payouts are free. But if you have to convert currencies or want to spend from your wallet, seemingly small fees can add up quickly.
- They’re extremely strict about legal compliance. You can’t use e-wallets to play at online casinos in the USA in most states. It’s fine in legal states like New Jersey. But if you try to use them in Texas or Florida, you’ll likely find your account frozen while an investigation occurs.
- To use e-wallets, you have to set up and maintain your account. Some of them charge account dormancy fees. So, if you leave a balance in there for a long time, expect it to dwindle. You need to keep your e-wallet active.
It’s Time to Choose a Secure Casino Payment Method
I’ve done my best to give you accurate, impartial, and up-to-date information on the various safe casino payment methods. As you can see, there are lots of great options.
Online Safe Casinos
Now that you have this information on the safest casino payment methods, it’s time to choose. I prefer to use cryptocurrencies, but they might not be the best option for you.
Safest Online Casinos
Weigh the pros and cons, try a few different online casino payment methods, and enjoy a safe and secure online gambling experience.